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tip-debitfees-easy---Don't go to an ATM

Don't go to an ATM that isn't owned by your bank.
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cash back at stores

the draw back to getting cash back at a store is that you HAVE TO buy something to get the cash back and even if it is a pack of gum you have just paid the same at the ATM charge. Just try to plan ahead and take out what you need while at the bank.