You’re not going to lose twenty pounds without shedding that first five. And you’re not going to save $1,000,000 without adding half a dozen zeroes to an initial $1. That potential is within all of us, but just as counting calories is a joyless way to lose weight, pinching pennies without reward is like ordering boring for dinner with a side of snooze.
That’s why we have goals: to spice things up.
Before setting what those goals are for you, dream big [see more on Identifying Goals]. Make your savings a goal worth striving for. Then challenge yourself to:
- SAVE like you mean it and memorize this: Savers Always Veto Extras.
- Save with discipline by dumping pocket change into your goal jar instead of a cookie jar. Then, keep your hands out of it!
- Save with style by hanging pictures associated with your goals in prominent places.
- Save for each other by roping your family and friends into your money saving scheme. Have them check in with you, and encourage them to set goals of their own.
- Save because you can.
The only real difference between being you and the millionaire version of you is simple: one million little dollars, saved one cent at a time.