HABIT-BREAKING HELP
- Gadget Habit
- Pack-a-Day
- Weekend Tripper
- ATM/Credit Card fees
- New Clothes
- Nails
- Hair
- Shoe Addiction
- Happy Hour
- Dining Out
- Lunch Buying
- Latte-a-Day
- Books & Magazines
- Season Tickets
- Takeout
- Home Decorations
- Premium Cable
- Makeup
- CD's/DVD's/Downloads
- Bottled Beverages
- Phone Plan Overages
In order to develop your budget, keep all of your receipts for a month or two. That way you can get a realistic sense of where you are in your current spending.
